While you might not have lost money sitting in a forgotten bank account, chances are you are sitting on some funds that you could cash in right now.įirst up is your credit card rewards. If you have a cash-back credit card sitting in your wallet, and you use it regularly, don't forget that's money you earned that could come in handy.įor example, with the Citi Double Cash® Card, which offers 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Treasury Hunt for unclaimed savings bonds, registered Treasury notes or registered Treasury bonds The Pension Benefit Guaranty Corporation for unclaimed pension money.The IRS website for any undeliverable tax refunds.Some other government sources with searchable databases include: Processing times vary by state but some can take less than 30 days, the NAUPA website says.
You will also need to have proof of identity, like a copy of your driver's license or passport. You need to be prepared to show proof of ownership of whatever you are claiming such as a pay stub, utility bill or your Social Security number. How to claim unclaimed money: Each state has its own process when you're ready to claim your lost money, but it should be pretty straightforward. Make sure to check every state where you have lived and done business.
To search multiple states at once, NAUPA recommends using, a free website they endorse. Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs Bondsīecause unclaimed property is reported to the state where the company or organization is located, it's common to have lost money in more than one place, especially if you have moved between states. Help for Low Credit Scores +More All Help for Low Credit Scores Best Credit Cards for Bad Credit Best Personal Loans for Bad Credit Best Debt Consolidation Loans for Bad Credit Personal Loans if You Don't Have Credit Best Credit Cards for Building Credit Personal Loans for 580 Credit Score Lower Personal Loans for 670 Credit Score or Lower Best Mortgages for Bad Credit Best Hardship Loans How to Boost Your Credit Score Taxes +More All Taxes Filing For Free Best Tax Software Best Tax Software for Small Businesses Tax Refunds Tax Brackets Tax Tips Taxes By State Tax Payment Plans Personal Finance +More All Personal Finance Best Budgeting Apps Best Expense Tracker Apps Best Money Transfer Apps Best Resale Apps and Sites Buy Now Pay Later (BNPL) Apps Best Debt ReliefĬredit Monitoring +More All Credit Monitoring Best Credit Monitoring Services Best Identity Theft Protection How to Boost Your Credit Score Best Credit Repair Companies